If you have further questions kindly contact us on these numbers:
Pensions are not taxable in Ghana. Article 199 (3) of the constitution states “the pension payable to any person shall be exempt from tax”. The income tax, 2015 (act 896) treats pension as an exempt amount under section 7(1)(d). This means any amount paid as pension shall not be taxed. (Ministry of Finance, Ghana, Press Release-1st June 2016. Ref: MOF/GA/D1/5)
People’s Pension Trust operates under the regulations of the NPRA and works with a fund manager and a custodian bank in managing your contributions.
Yes. Members are able to withdraw 50% of their contributions after saving for 6 months
Yes. Members can review or upgrade their contributions as often as they wish. However, it is advisable to review it upwards as the more you save the more you get.
This product allows you to put money aside during your employment years so you can access it to support yourself once you retire whereas an insurance is taken as a means of protection against the risk of a contingent, uncertain loss.
Savings groups normally referred to as self-help groups can be found in the community in which you live.
Yes. You can give us a call and we will come to you and register you or alternatively you can walk to our offices to register.
Yes. Anyone who is above the age of 16 years and earns an income can become a member.
You can check your pension balance using the pension calculator on the website. In a few easy steps, the calculator gives you an estimate of the income you will get once you retire.